Warren raises €10 million to fix workplace pensions.
Warren

Buildingthefinanciallyfearlessgeneration.

78% of working people feel stressed about money. Not because they earn too little, because nobody ever taught them. Schools didn't. The system won't. Warren does.

6AEditorial 4-up grid
The numbers behind the silence

Financial stress isn't personal. It's structural.

These numbers have sat in HR reports for years. Warren is the first platform built to actually move them.

  • 42%
    would change jobs for better financial support.
    Mercer 2025
  • 2 in 3
    working Belgians worry about their financial situation.
    Securex 2024
  • 50%
    of workers aged 55-65 have less than €10,756 saved for retirement.
    De Tijd 2024
The movement

The financially fearless generation.

People who use Warren are part of a generation that decided to break the cycle of financial silence. Employers who offer Warren are signalling that they take their people's futures seriously.

Belonging beats features. A movement is far stickier than a benefit.

A person in a moment of quiet confidence: the financially fearless generation.
How it's built

One investment engine.
Two pension plans.
One great experience.

Money that grows

A modern pension fund.

An independent pension fund that invests for the long term through a diversified portfolio of low-cost . No entry fees. No hidden commissions. Built to maximize what stays invested for your people.

Made for your whole team

For employees & management.

One platform supporting both your employee pension plan and your management company's Individual Pension Plan (). Same investment approach. Same transparency. Same experience.

Help that's always there

Tools people actually use.

Every member gets the Warren app by default: AI coaching, a clarified payslip, a complete view of compensation and benefits, and access to certified experts whenever they need help.

Warren app: highlighted expert topic on investing
Wealth Enablement

The Wealth Enablement layer.

Built into every Warren plan by default. AI coaching that knows their full picture, a decoded payslip that finally explains what they take home, a Total Reward Statement that captures everything you actually offer them, and certified human experts your team can book in two taps. The pension is the contract. The layer is why members open the app every week.

  • AI coach

    Personalised, in their pocket.

    Knows their salary, pension, and tax position. Suggests what to do next, in plain language.

  • Total Reward Statement

    A crystal-clear overview of your total compensation package.

    From gross to net, pension accrual, extra-legal benefits, and taxes.

  • Certified experts

    Two taps to a real human.

    Booked through the app, paid by Warren. No upsell, no commission, no hidden agenda.

The whole layer, on one page. Screens, lessons, the expert network, and the journey from clarity to confidence.

In their own words

Traditional group insurance is a black box compared to what we now have at Warren.

Before Warren, 99% of our employees had close to no knowledge about their pension plans: how much was invested, what was it actually invested in. Warren made it feel like the first time a benefits product showed people what they already have, and made them value it more.

Stijn Devriese
Stijn Devriese
People operations coordinator · Lighthouse
Our goal is to empower people to grow and take ownership. Warren helps us do the same when it comes to their finances.
Tom Vroemans
Tom Vroemans
CEO · November Five
Traditional group insurance doesn't cut it anymore. Warren offers a collective benefit our people actually care about.
Eveline Van Belle
Eveline Van Belle
Head of People · Bizzy
Let's go for innovation, not just in our products, but in how we care for our people. Warren helps us bring that vision to life.
Ellen Sano
Ellen Sano
CEO · Yuki
The 2027 Pension Reform Playbook
New releaseFor HR & benefits

The 2027 Pension Reform playbook.

A practical guide for HR and benefits leads. What's changing in Belgian pensions in 2027, what it means for your team, and what to do about it.

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Let's have a chat

See how wealth enablement can work for your team.

Let's explore together how Warren's wealth enablement solutions can make a difference for your team. We'll tailor the conversation to your setup, no generic demos.

Ellen
Eveline

Trusted by Ellen from Yuki, Eveline from Bizzy & many more.

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Join us

Join us in building the financially fearless generation.

Join a team taking on one of the biggest opportunities in Europe: helping millions of people become financially confident.

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Motive PartnersEntourage100INSyndicate One